Walmart is a big retailer that thrives with the numerous benefits it offers to its customers.

Customers are very wise with how they spend their money and what they spend it on. They always want to enjoy the maximum benefit of everything.

Does walmart do cash back? Aside from offering an everyday low price, Walmart still lures in more customers with their cash back policy. The policy ensures customers get the best out of what they buy at Walmart and they get to save more money.

In case you do not know what cash back is, and how much cash back you can get at Walmart, this article will address all your questions about what cash back is, how you can get cash back at Walmart, the limit of cash back you can get, and many more you need to know. Read carefully to fully grasp the whole concept.

What Is a Cash Back and How Much Cash Back Can You Get At Walmart?

Cash back is a kind of incentive that is offered by retailers like Walmart to customers who buy from them. It is a situation whereby customers get a refund of a small percentage of the total money they spend on their purchases. 

What Is a Cash Back and How Much Cash Back Can You Get At Walmart?

It may be in cash, received as a check, or refunded back to the account used in executing the transaction.

For example, if you are offered a 5% cashback on a particular item, service, or total purchase at a local store. Assuming the total cost of the purchase or service is $200, the cash back you will get is $10 depending how you wish to receive it or the mode of refund available.

Walmart, like some other big retailers, also offers this kind of incentive to customers aside from the low prices on items and reduced cost of services. 

Walmart customers get the chance to save more on purchases they make through cash back, and may decide to expend it on other purchases or save them for other purposes.

Read also; Walmart PickUp And Everything You Should Know About It

Does Walmart Do Cash Back? And How Does Walmart Cash Back Work?

Walmart does offer a cash back program, which allows customers to receive cash back on their purchases. There are a few different ways to participate in the program: by using a Walmart credit card, by using the Savings Catcher app, or by redeeming receipts.

Does Walmart Do Cash Back? And How Does Walmart Cash Back Work?

To receive cash back using a Walmart credit card, customers simply need to use their card to make a purchase and then select the “cash back” option at checkout. There is no minimum purchase amount required, and customers can earn up to 3% cash back on their purchases.

The Savings Catcher app is another way to earn cash back at Walmart. Customers can submit their Walmart receipts through the app, and Walmart will compare the prices of the items purchased to other local retailers. If a lower price is found, the customer will receive a Walmart eGift Card for the difference.

Finally, customers can also redeem receipts from Walmart purchases for cash back. Receipts must be submitted within 7 days of the purchase date, and customers can earn up to $100 cashback per receipt.

So, does Walmart do cash back? Yes! There are a few different ways for customers to take advantage of the program and earn cash back on their Walmart purchases.

What Is the Procedure to Get Cash Back At Walmart?

Currently, there are two ways stated by Walmart on how you can get cash back when you shop at Walmart stores or other Walmart sister companies.

You can get cash back at Walmart through the Walmart MoneyCard and the Capital one Walmart Rewards Card presently. The cash back value varies from each other, and also depends on the transaction you are using the cards on.

Where Do You Go To Initiate the Cash Back Process? 

Where Do You Go To Initiate the Cash Back Process? 

Before you can start receiving cash back from Walmart, you have to own a Walmart MoneyCard or the Walmart Credit Card.

To initiate the cash back process, you have to visit the Walmart Money Service Center or the Customer Service department. Also, you can start the process online if you wish.

How Do You Get the Walmart MoneyCard?

You can get the Walmart Moneycard by visiting the store or online. The store application is faster than the online request.

The purpose of visiting the Walmart store is to apply for Walmart MoneyCard. If your approval is granted, you will pay a set-up fee of $3 and can start using it after receiving it that day.

However, you can request for the MoneyCard online at its site

When you receive the MoneyCard in the mail, you have to visit your local store so that a cashier can load your funds onto it (you will not be required to pay the $3 set-up fee in this case.)

Moreover, the Walmart MoneyCard comes with a MasterCard or Visa branding which makes its function even more.

How Do You Get the Walmart Credit Card?

If you wish to get a Walmart Credit Card, you do not have to visit the store. Also, there are two types of Walmart credit card; the Capital One Walmart Rewards MasterCard and the Walmart Reward Card.

All you have to do is to apply for it online. You will first be considered for the Capital One Walmart Rewards MasterCard but if Walmart does not approve you for the card, you will automatically be considered for the Walmart Rewards Card.

Note: The Walmart Rewards Card is only limited to transactions carried out at Walmart and sister companies while Capital One Walmart Rewards MasterCard can be used for all transactions where MasterCard cards are approved.

What Cash Back Do You Get?

As it was mentioned earlier, the cash back value varies depending on the card you are using and the transaction you are making.

  • Cash Back on Walmart MoneyCard

The cash back enjoyed on the Walmart MoneyCard are:

  1. 3 percent (3%) cash back of your purchase price on purchases made on Walmart’s official site or the Walmart App using the Walmart MoneyCard or the Card number.
  2. 2 percent (2%)  cash back when you get gas at either a Walmart-branded gas station or any Murphy USA-operated gas stations using your Walmart MoneyCard.
  3. 1 percent (1%) cash back when you use the Walmart MoneyCard to make purchases at a Walmart store or Sam’s Club.
  4. 1 percent (1%) cash back on Grocery delivery and pickup purchases made on the Walmart app or the Walmart official website.

Click to see the fee attached to using Walmart Money Card.

  • Cash Back on Walmart Credit Card
  1. 5 percent (5%) cash back on all purchases made on the Walmart official portal or the Walmart App using the Walmart Credit card. It also applies to the pickup and delivery done on the two platforms as well.
  2. 2 percent (2%) cash back on all purchases made in Walmart stores, Walmart gas stations, at restaurants, and on travel.
  3. 1 percent (1%) cash back on transactions everywhere else MasterCard is accepted.
  4. Also, 5 percent (5%) cash back in stores with Walmart Pay Introductory offer. You earn the cash back when you use the Capital One Walmart Rewards Card in Walmart stores for the first 12 months.

Note: You can only access your cash back after you have used your account for at least 12 months and have a positive balance.

Click to download the Capital One® Walmart Rewards® Mastercard Terms and Conditions and the Walmart Rewards Card Terms and Conditions

What Is the Cash Back Limit at Walmart?

Although not started as a limit. Walmart mentioned that you can get up to $75 cash back every year. 

The cash back on each transaction you make using your Walmart MoneyCard will add up, and you can have access to it after you have used your account for at least 12 months.

Note: You can redeem your reward using the Walmart site or the Walmart App.

Can I Get Cash Back at Walmart? 

Yes, you can get cash back at Walmart. Although you will have to acquire either the Walmart MoneyCard or the Walmart Credit card.

Will I get Cash Back Using Debit Card at Walmart?

Currently, No, you can not get a cash back at Walmart using your debit card. If you wish to get a cash back, you have to obtain either the Walmart MoneyCard or the Walmart Credit card.

Final Words

Cash back is an incentive used by retailers like Walmart to get customers to save more and also shop more.

Presently, the only way you can get cash back at Walmart is to use either the Walmart MoneyCard or the Walmart Credit cards. 

You will get cash back on all transactions you make at Walmart or the sister companies using the cards stated above. The Capital One Walmart Rewards Card also allows users to earn cash back on transactions made outside Walmart.

The limit placed on the cash back may be inferred as $75 dollars on Walmart MoneyCard. The cash back will accumulate and you can access it until after at least 12 months of use and with a positive balance.

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